Merchant Account Rate - Retail Swiped vs Online Key Entered Credit Card Processing Rates
#merchantaccountrates #merchantservicesfees #creditcardprocessingrates
The swiped rates and the card-not-present rates, on average are typically about 50 basis points or half of a percentage point apart.
Meaning if you swipe the card, it’s going to be let’s say 1.80% which includes the processor fees and interchange fees.
By contrast key entered can range from 2.25% to 2.65%
Key entered, card-not-present — in short, EVERYTHING that does NOT qualify to be card present.
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• Merchant Account Rate - Retail Swiped...
Get a lot of questions about merchant account rates.
Over my time in the payments industry (15 years)
Less and less business owners have that as their #1 priority with the emergence of software integrations and the increase in options that you have as a business owner to accept credit cards.
But we’ll stay focused today and do the comparison between card present and card not present rates… coming up .
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