9 tips to get lower interest rate
9 tips to get lower interest rate
Like credit card interest rate, you can negotiate for a lower rate for your home refinance when you know that you are in the driver side. Meaning, you have excellent credit history. You have been shopping multiple lenders and find out your best offer. It is time to make a deal to get the lowest annual interest rate possible to save a ton of money. You need to start with these rules:
1. Be calm, nice and patience in the conversation
2. Know your financial status inside out
3. Answer to only questions asked
4. Do More Research On Multiple Interest Rate Quote
5. Ask for the rate directly
6. Ask how to get to that rate you are looking for
7. Ask Lenders Some Point Questions Back
8. Give comparison quote from lenders you already talk to with proof on hand
9. Ask directly to get some fee taking off (origination fee, appraisal fee, closing cost fee)
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