Is Pet Insurance a Life Saver or Waste of Money?
Insurance is a product everyone loves to hate and we often wonder if it's worth it. On the one had it seems like money for nothing, often feeling like your hard-earned money is being handed over to an unscrupulous bunch of fraudsters. Pet insurance, on the other, if you do need to claim, it can literally be a matter of life or death.
Do you know the Secret to a healthy pet?
Find out in my FREE 5 step guide - https://ourpetshealth.com/petcareguide (it will also save you money!)
To know if pet insurance is worth it for you, you need to be aware of a few key facts, and be clear of exactly what is covered and, just as importantly, what is not covered and has been excluded.
The majority of pet insurance policies don’t cover routine care, and most exclude any form of dentistry except that caused by a traumatic event. Breed-specific diseases are often crossed off the list, and even age may mean that you find your dog or cat's insurance policy canceled or the premiums suddenly raised to ridiculously high levels.
If your cat or your dog develops a really serious medical condition, if they get in an accident and they require complicated surgery, then veterinary costs can climb very quickly. Sometimes in a matter of hours.
If the ideal tests and treatments aren't undertaken, or if the required surgery isn't carried out, then in certain situations the only other alternative is to put an individual to sleep or watch them die.
Pet insurance can absolutely be the difference between life and death.
Even in less extreme situations, pet insurance can mean the difference between a more rapid and complete recovery rather than a drawn-out affair with detrimental, life-long consequences.
Do you know the Secret to a healthy pet?
Find out in my FREE 5 step guide - https://ourpetshealth.com/petcareguide (it will also save you money!)
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Disclaimers:
all opinions are my own, sponsors are acknowledged. Links in description are typically affiliate links that let you help support the channel at no extra cost.
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The information is provided for educational and entertainment purposes only and does not constitute specific vet advice for any individual cat, dog or other animals of any species.
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