Copay vs. Coinsurance: How Do They Differ? | Health Insurance 101 | GoodRx
Your copay and coinsurance are both costs that you pay after you’ve met your deductible for your health insurance plan. A copay is a set fee, while a coinsurance is a set percentage of costs, that you pay for health services or supplies. Your insurance plan should clearly state whether you pay a copay or coinsurance for a particular service. If you don’t see the service on your insurance brochure, call your insurance representative before a healthcare visit or service.
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