"We Are the Norm." Ernie & Hannah Chat YNAB Struggles
Hannah and Ernie sit down to address one main question: what to say to a YNABer feeling discouraged in keeping up with YNAB? Between their 18 combined years of YNABing, the pair know a thing or two about fresh starting, second chances, and cultivating realistic expectations. With a laugh or two along the way, enjoy this candid exploration of a common human experience!
TIMESTAMPS:
0:00 Intro
1:12 Ernie's YNAB Backstory
2:12 Why is YNAB Ernie's most maintained habit?
4:15 Ernie's YNAB Overwhelm
6:48 Hannah's YNAB Hang-up
7:39 Our Partners YNAB Use vs Ours
8:53 What would Ernie say to a discouraged YNABer?
10:01 Ernie's Take on the Fresh Start
12:29 Our First Years with YNAB... 😬
12:56 The Power of Accountability
14:38 What Made YNAB Click for Ernie
15:31 Hannah's Early Financial Downfalls
16:51 Ernie Timing Paychecks to Mortgage Payments
17:21 Hannah & Ernie Become Savers?!
20:06 Hannah Accidentally Buys a House
21:20 Ernie Takes on New Debt
24:35 Outro
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