The DIRTY Little Secrets of the RRSP | Busting RRSP Myths
On today’s episode, Darren and Christina are breaking down the RRSP and go over some features that a lot of people may have overlooked! They answer questions like “is an RRSP tax deductible” and “do RRSPs grow tax free” among others and compare the RRSP to other savings vehicles that are necessarily attached to the government. Tune in now!
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Show notes:
00:00 - Introduction
4:15 - Is an RRSP tax deductible?
5:20 - Do RRSPs grow tax free?
6:15 - Would you rather have 1 million in an RRSP or $700,000 in a non-government investment vehicle?
7:25 - Planning to retire in a lower tax bracket??
9:45 - Working out the math behind the RRSP
17:25 - Spending the money in your RRSP
25:30 - Characteristics of an ideal investment: does the RRSP check all the boxes?
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