If I were to give financial advice to my 20 year old self , this is what I'd say to him.
⌚️TIMESTAMPS
0:00 - Intro
0:10 - 1. Don't Delay Investing
1:48 - 2. Stop Ignoring Your Budget
2:49 - 3. Don't Try to Outspend Others
3:50 - 4. Don't Spend More Than You Make
4:35 - 5. Avoid Financing a Car
5:33 - 6. Rent Responsibly
7:09 - 7. Avoid Credit Cards
8:13 - 8. Get Life Insurance
9:37 - 9. Track Your Net Worth
10:26 - 10. Don't Make Excuses
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🚨 Learn more about the Google Sheets Budget we've been using since February 2017 here: • The ONLY Budget You'll Ever Need (2025)
Download the Google Sheets Budget we use here. Click "File" then "Make a Copy" for your own copy: https://docs.google.com/spreadsheets/...
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