Prior to 2019, my wife and I were not the best with money. I'm not saying we were terrible, but we definitely made multiple mistakes and racked up a sizable amount of debt. $45,000 worth, spread across student loans, a car note, and a few dump credit card purchases.
Luckily though, we also buckled down and got our lives together in 2019. We wrote a real budget, made some huge lifestyle changes, and paid off all of our debt in 1 year.
Now I know I'm making this sound easy, but a ton of work and effort went into this in order to make this happen. So today, I want to share some of the main things that we use to waste money on, that we don't anymore.
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// Mentioned in video
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Timestamps:
0:00 Intro
2:01 Eating out
2:53 Fast fashion
4:21 The "second" grocery trip
5:33 All organic, all of the time
5:59 One time purchases
6:39 Purchases on credit cards
7:12 Unnecessary subscriptions
8:33 Anything paid in monthly installments
9:11 Being disorganized
9:51 Living up to others expectations
10:52 Buying out of boredom or habit
11:25 Haircuts
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⇨ FREE: Clutter to Clarity™ Quick-Guide + Core Values Worksheet
https://www.ronaldlbanks.com/quickguide
Grab my Extended Decluttering Checklist
https://www.ronaldlbanks.com/shop/p/e...
⇨ Use this to start regaining control of your life
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Things and Resources I Use Daily
⇨ Future Kind Vegan Vitamins: https://bit.ly/3vBF1I0
⇨ Camera (Sony A7siii): https://amzn.to/3qEhB0J
⇨ Entire Content Creation Kit: https://kit.co/imronbanks
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// Read my latest BLOG post for more value:
https://www.ronaldlbanks.com/blog
#ronaldlbanks #nobuy #savemoney
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// L E T ' S C O N N E C T
Instagram | / ronaldlbanks
Facebook | / imronaldlbanks
Twitter | / ronaldlbanks
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// A B O U T
I'm Ron Banks, a minimalist + creative writer sharing my knowledge and inspiration on living a meaningful life with less.
Ronald L. Banks is my journey through lifestyle habits + personal growth. Follow my journey and learn how you can live your meaningful life.
Follow Ronald L. Banks to get inspired by new videos weekly! https://goo.gl/2j2X2k
Thanks for watching! & remember, Stay True to You!
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Disclaimer: This is NOT a sponsored video. However, some links listed in this description are affiliate links.
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