7 Money Habits I REGRET Not Starting Sooner In My 20s
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DISCLAIMER
The information contained herein is for information purposes only. The information has been drawn from sources believed to be reliable.
The information does not provide financial, legal, tax or investment advice. Particular investment, tax, or trading strategies should be evaluated relative to each individual’s objectives and risk tolerance.
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TFSA
Annual contribution limit for 2021 is $6,000. Annual contribution limit for 2019 and 2020 was $6,000 and from 2016 to 2018 was $5,500. Annual contribution limit for 2015 was $10,000. Annual contribution limit from 2013 to 2014 was $5,500. Annual contribution limit from 2009 to 2012 was $5,000. Annual TFSA contribution limit subject to change by the federal government.
RRSP
Subject to conditions and eligibility. Subject to conditions on the type of RRSP.
The RRSP contribution limit for the 2021 tax year is $27,830, or 18% of the earned income reported on your 2020 tax return — whichever is less. Any unused contribution room from previous years is also carried forward, so it could be more. Pension adjustments may also impact the contribution limit. You’ll find your current RRSP contribution limit in your latest Notice of Assessment or by contacting the Canada Revenue Agency (CRA).
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TIMESTAMPS
0:00 - Start these Money Habits ASAP
0:19 - Money Habit 1
0:59 - Money Habit 2
1:52 - Money Habit 4
4:26 - Money Habit 3
5:04 - Money Habit 5
5:46 - Money Habit 6
7:07 - Money Habit 7
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