Visa or Mastercard? The difference between Visa and Mastercard. Which is better to use?
If you decide to go on a trip, be sure to bring a bank card with you. The main and obvious pluses are the lack of the need to take cash with you, declare it at customs, and easily pay for goods and services. You need to take a card and this is unique. But which one?
A frequent statement: "Visa is an American payment system, and MasterCard is European," is not entirely true. Both payment systems have long become international. Look at least at the full name of payment systems - Visa International Service Association and MasterCard Worldwide.
But this is not important. The main payment currency of the Visa system is the American dollar. This means that all operations that will be carried out through the card will undergo conversion through the dollar. The main payment currency of the MasterCard system can be both the American dollar and the Euro. That is, all operations can be carried out either through the Euro or through the dollar.
What is the difference between Visa and Mastercard.
1. Both payment systems are American. Visa is headquartered in San Francisco, California. Mastercard in New York. Mastercard foundation in 1966, Visa in 1970. Today, both systems are multinational companies and their cards can be calculated in more than 200 countries of the world.
2. In the line of each of the payment systems there are cards of both the mass segment and designed for wealthy customers. For a visa, the cheapest is the Visa Electron, and the most prestigious Visa Infinite (visa infinite). The MasterCard is a Maestro map, and the World Elite map master. In addition, the product line of systems has special cards for calculating on the Internet.
prepaid cards
-cards for certain categories of customers (travelers, youth, entrepreneurs)
The technology of contactless payments with Visa is called PayWave and in Paycard MasterCard.
The only significant difference between Visa and MasterCard is the main currency of payment with the payment system. But only in cases where the transaction currency is different from the euro or dollar, it is easy and simple to remember. Countries where the main currency for calculating the dollar you need to travel with a payment card in dollars, it does not matter whether it is a visa or a master card. In the eurozone, where the settlement currency of the euro you need to open a card in euros. And only in countries where the currency is different from the euro or the dollar. Here it is important to choose, with a Visa you need to open an account in dollar and with MasterCard in Euro.
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