Fixed Deposit पर TDS से कैसे बचे?
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Section 80TTA:
Applicable For: Individual taxpayers and Hindu Undivided Families (HUFs).
Purpose: Provides a deduction on interest earned from savings accounts.
Limit: Up to ₹10,000 per financial year.
Eligible Accounts: Savings accounts with banks, post offices, or co-operative banks.
Not Applicable: Interest from fixed deposits, recurring deposits, or any other time deposits.
Section 80TTB:
Applicable For: Senior citizens (60 years and above).
Purpose: Provides a deduction on interest income from various sources.
Limit: Up to ₹50,000 per financial year.
Eligible Accounts: Savings accounts, fixed deposits, recurring deposits, and other time deposits with banks, post offices, or co-operative banks.
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