What you need to know on the Buy Now, Pay Later option from a financial advisor
A number of companies from online banks to payment transfer apps and retailers are getting into the Buy Now, Pay Later business. In this example, we're looking at the company Affirm and how they work. They're offering a debit card which allows for installment payments and it's tied to your bank account. It charges no fees and no late charges, and instead charges simple interest on the amount you are not paying off. So, when you go to make a purchase with this card, it gives you the option of splitting up the payments into four equal installments.
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